:root{--color-primary:#0d9488;--color-primary-dark:#0f766e;--color-primary-light:#14b8a6;--color-accent:#f59e0b;--color-accent-dark:#d97706;--color-slate-900:#0f172a;--color-slate-800:#1e293b;--color-slate-700:#334155;--color-slate-600:#475569;--color-slate-500:#64748b;--color-slate-200:#e2e8f0;--color-slate-100:#f1f5f9;--color-slate-50:#f8fafc;--color-white:#ffffff;--color-success:#059669;--color-error:#dc2626;--font-sans:'Segoe UI',system-ui,-apple-system,BlinkMacSystemFont,sans-serif;--shadow-sm:0 1px 2px rgba(15,23,42,0.06);--shadow-md:0 4px 12px rgba(15,23,42,0.08);--shadow-lg:0 12px 32px rgba(15,23,42,0.12);--radius-sm:6px;--radius-md:10px;--radius-lg:16px;--radius-xl:24px;--container-max:1200px;--header-height:72px}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:var(--header-height)}body{font-family:var(--font-sans);font-size:16px;line-height:1.6;color:var(--color-slate-700);background:var(--color-white);-webkit-font-smoothing:antialiased}img{max-width:100%;height:auto;display:block}a{color:var(--color-primary-dark);text-decoration:none;transition:color 0.2s}a:hover{color:var(--color-primary)}.skip-link{position:absolute;top:-100%;left:16px;z-index:9999;padding:10px 16px;background:var(--color-primary);color:var(--color-white);border-radius:var(--radius-sm);font-weight:600}.skip-link:focus{top:16px}.container{width:100%;max-width:var(--container-max);margin:0 auto;padding:0 20px}.eyebrow{display:inline-block;font-size:0.8125rem;font-weight:600;letter-spacing:0.06em;text-transform:uppercase;color:var(--color-primary);margin-bottom:12px}.section-title{font-size:clamp(1.75rem,4vw,2.25rem);font-weight:700;color:var(--color-slate-900);line-height:1.25;margin-bottom:16px}.section-desc{font-size:1.0625rem;color:var(--color-slate-600);max-width:640px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 24px;font-size:0.9375rem;font-weight:600;border-radius:var(--radius-md);border:2px solid transparent;cursor:pointer;transition:all 0.2s;text-decoration:none;font-family:inherit}.btn-primary{background:var(--color-primary);color:var(--color-white);border-color:var(--color-primary)}.btn-primary:hover{background:var(--color-primary-dark);border-color:var(--color-primary-dark);color:var(--color-white)}.btn-outline{background:transparent;color:var(--color-primary-dark);border-color:var(--color-primary)}.btn-outline:hover{background:var(--color-primary);color:var(--color-white)}.btn-accent{background:var(--color-accent);color:var(--color-slate-900);border-color:var(--color-accent)}.btn-accent:hover{background:var(--color-accent-dark);border-color:var(--color-accent-dark);color:var(--color-white)}.btn-lg{padding:14px 28px;font-size:1rem}.btn-arrow::after{content:'→';transition:transform 0.2s}.btn-arrow:hover::after{transform:translateX(4px)}.site-header{position:sticky;top:0;z-index:1000;background:rgba(255,255,255,0.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--color-slate-200);height:var(--header-height)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:var(--header-height)}.logo{display:flex;align-items:center;gap:10px;font-size:1.0625rem;font-weight:700;color:var(--color-slate-900);text-decoration:none;white-space:nowrap}.logo:hover{color:var(--color-primary-dark)}.logo-icon{width:40px;height:40px;background:linear-gradient(135deg,var(--color-primary),var(--color-primary-dark));border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:var(--color-white);font-weight:800;font-size:0.875rem}.main-nav{display:flex;align-items:center;gap:32px}.main-nav a{color:var(--color-slate-700);font-weight:500;font-size:0.9375rem}.main-nav a:hover,.main-nav a.active{color:var(--color-primary)}.header-cta{display:flex;align-items:center;gap:12px}.lang-toggle{display:inline-flex;align-items:center;border:1px solid var(--color-slate-200);border-radius:999px;overflow:hidden;flex-shrink:0;background:var(--color-white)}.lang-toggle a{padding:6px 10px;font-size:0.75rem;font-weight:700;letter-spacing:0.02em;color:var(--color-slate-600);text-decoration:none;line-height:1.2}.lang-toggle a[aria-current="page"]{background:var(--color-primary);color:var(--color-white)}.lang-toggle a:hover:not([aria-current="page"]){background:var(--color-slate-50);color:var(--color-primary)}html[lang="hi-IN"] body{font-family:system-ui,"Noto Sans Devanagari","Nirmala UI","Kohinoor Devanagari","Segoe UI",sans-serif}.nav-toggle{display:none;background:none;border:none;cursor:pointer;padding:8px;color:var(--color-slate-800)}.nav-toggle svg{width:28px;height:28px}.hero{padding:64px 0 80px;background:linear-gradient(160deg,var(--color-slate-50) 0%,#ecfdf5 50%,var(--color-white) 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}.hero-content{max-width:560px}.hero-badge{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;background:rgba(13,148,136,0.1);color:var(--color-primary-dark);border-radius:100px;font-size:0.8125rem;font-weight:600;margin-bottom:20px}.hero h1{font-size:clamp(2rem,5vw,3rem);font-weight:800;color:var(--color-slate-900);line-height:1.15;margin-bottom:20px}.hero-desc{font-size:1.125rem;color:var(--color-slate-600);margin-bottom:32px;line-height:1.7}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.hero-visual{position:relative}.hero-image-wrap{border-radius:var(--radius-xl);overflow:hidden;box-shadow:var(--shadow-lg);aspect-ratio:4/3;background:linear-gradient(135deg,var(--color-primary-light),var(--color-primary-dark));position:relative}.hero-image-placeholder{width:100%;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;color:rgba(255,255,255,0.9);text-align:center;padding:24px}.hero-image-placeholder svg{width:64px;height:64px;margin-bottom:16px;opacity:0.8}.hero-float-card{position:absolute;bottom:-16px;left:-16px;background:var(--color-white);padding:16px 20px;border-radius:var(--radius-md);box-shadow:var(--shadow-lg);display:flex;align-items:center;gap:12px}.hero-float-card .icon{width:44px;height:44px;background:rgba(245,158,11,0.15);border-radius:var(--radius-sm);display:flex;align-items:center;justify-content:center;color:var(--color-accent-dark)}.hero-float-card strong{display:block;color:var(--color-slate-900);font-size:0.9375rem}.hero-float-card span{font-size:0.8125rem;color:var(--color-slate-500)}.stats-bar{padding:40px 0;background:var(--color-white);border-bottom:1px solid var(--color-slate-200)}.stats-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;text-align:center}.stat-item strong{display:block;font-size:2rem;font-weight:800;color:var(--color-primary);line-height:1.2}.stat-item span{font-size:0.9375rem;color:var(--color-slate-600);font-weight:500}.banks-section{padding:64px 0;background:var(--color-slate-50)}.banks-section h2{text-align:center;font-size:1.25rem;color:var(--color-slate-800);margin-bottom:32px;font-weight:600}.banks-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;list-style:none}.banks-grid>li::marker{content:none}.bank-item{background:var(--color-white);padding:16px 20px;border-radius:var(--radius-md);border:1px solid var(--color-slate-200);font-size:0.875rem;font-weight:600;color:var(--color-slate-700);text-align:center;transition:border-color 0.2s,box-shadow 0.2s}.bank-item a{color:inherit;text-decoration:none;display:block}.bank-item a:hover{color:var(--color-primary-dark)}.bank-item:hover{border-color:var(--color-primary-light);box-shadow:var(--shadow-sm)}.hero-image-wrap img,.about-image img{width:100%;height:100%;object-fit:cover}.about-section{padding:80px 0}.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}.about-image{border-radius:var(--radius-xl);overflow:hidden;aspect-ratio:4/3;background:linear-gradient(135deg,#ccfbf1,var(--color-primary));box-shadow:var(--shadow-md)}.about-image-placeholder{width:100%;height:100%;display:flex;flex-direction:column;align-items:center;justify-content:center;color:var(--color-primary-dark);padding:24px;text-align:center}.about-image-placeholder svg{width:56px;height:56px;margin-bottom:12px;opacity:0.7}.about-content p{margin-bottom:16px;color:var(--color-slate-600);line-height:1.75}.read-more{display:inline-flex;align-items:center;gap:6px;font-weight:600;color:var(--color-primary);margin-top:8px}.services-section{padding:80px 0;background:var(--color-slate-50)}.section-header{text-align:center;margin-bottom:48px}.section-header .section-desc{margin:0 auto}.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.service-card{background:var(--color-white);padding:28px;border-radius:var(--radius-lg);border:1px solid var(--color-slate-200);transition:transform 0.2s,box-shadow 0.2s}.service-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md)}.service-icon{width:48px;height:48px;background:rgba(13,148,136,0.1);border-radius:var(--radius-md);display:flex;align-items:center;justify-content:center;color:var(--color-primary);margin-bottom:16px}.service-card h3{font-size:1.0625rem;color:var(--color-slate-900);margin-bottom:8px}.service-card p{font-size:0.9375rem;color:var(--color-slate-600);line-height:1.6}.benefits-section{padding:80px 0}.benefits-header{display:flex;justify-content:space-between;align-items:flex-end;margin-bottom:48px;flex-wrap:wrap;gap:24px}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}.benefit-card{padding:28px;border-radius:var(--radius-lg);background:var(--color-slate-50);border:1px solid var(--color-slate-200)}.benefit-card h3{font-size:1.0625rem;color:var(--color-slate-900);margin-bottom:8px}.benefit-card p{font-size:0.9375rem;color:var(--color-slate-600)}.process-section{padding:80px 0;background:linear-gradient(180deg,var(--color-slate-900) 0%,var(--color-slate-800) 100%);color:var(--color-white)}.process-section .eyebrow{color:var(--color-primary-light)}.process-section .section-title{color:var(--color-white)}.process-section .section-desc{color:var(--color-slate-200)}.process-section .section-header{margin-bottom:56px}.process-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:20px;margin-bottom:48px;list-style:none}.process-step{text-align:center;position:relative}.step-number{width:48px;height:48px;background:var(--color-primary);color:var(--color-white);border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:800;font-size:1.125rem;margin:0 auto 16px}.process-step h3{font-size:0.9375rem;margin-bottom:8px;color:var(--color-white)}.process-step p{font-size:0.8125rem;color:var(--color-slate-300);line-height:1.5}.process-cta{text-align:center}.faq-section{padding:80px 0}.faq-list{max-width:800px;margin:0 auto}.faq-item{border-bottom:1px solid var(--color-slate-200)}.faq-question{width:100%;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:20px 0;background:none;border:none;cursor:pointer;text-align:left;font-size:1rem;font-weight:600;color:var(--color-slate-900);font-family:inherit}.faq-question:hover{color:var(--color-primary)}.faq-icon{flex-shrink:0;width:28px;height:28px;border-radius:50%;background:var(--color-slate-100);display:flex;align-items:center;justify-content:center;font-size:1.25rem;color:var(--color-primary);transition:transform 0.3s,background 0.2s}.faq-item.active .faq-icon{transform:rotate(45deg);background:rgba(13,148,136,0.15)}.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.35s ease,padding 0.35s ease}.faq-item.active .faq-answer{max-height:400px;padding-bottom:20px}.faq-answer p{color:var(--color-slate-600);line-height:1.7;font-size:0.9375rem}.cta-banner{padding:80px 0;background:linear-gradient(135deg,#ecfdf5,#f0fdfa);text-align:center}.cta-banner .section-title{margin-bottom:12px}.cta-banner .section-desc{margin:0 auto 28px;text-align:center}.apply-modal{position:fixed;inset:0;z-index:10000;display:flex;align-items:center;justify-content:center;padding:24px 16px}.apply-modal[hidden]{display:none}.apply-modal-backdrop{position:absolute;inset:0;background:rgba(15,23,42,0.6)}.apply-modal-dialog{position:relative;z-index:1;width:100%;max-width:560px;max-height:calc(100vh - 48px);overflow:hidden;display:flex;flex-direction:column;background:var(--color-white);border-radius:var(--radius-lg);box-shadow:var(--shadow-lg);animation:apply-modal-in 0.22s ease-out}@keyframes apply-modal-in{from{opacity:0;transform:translateY(12px) scale(0.98)}to{opacity:1;transform:translateY(0) scale(1)}}.apply-modal-header{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;padding:22px 28px;background:var(--color-primary);color:var(--color-white)}.apply-modal-header h2{font-size:1.375rem;font-weight:700;color:var(--color-white);margin:0 0 4px;line-height:1.3}.apply-modal-header .form-subtitle{margin:0;font-size:0.875rem;color:rgba(255,255,255,0.9)}.apply-modal-close{flex-shrink:0;display:inline-flex;align-items:center;justify-content:center;width:36px;height:36px;margin:-6px -8px 0 0;border:none;border-radius:var(--radius-sm);background:transparent;color:var(--color-white);cursor:pointer;transition:background 0.15s}.apply-modal-close:hover,.apply-modal-close:focus-visible{background:rgba(255,255,255,0.18);outline:none}.apply-modal-body{padding:28px;overflow-y:auto}.apply-modal-skip{display:block;width:100%;margin-top:12px;padding:10px;background:none;border:none;font-family:inherit;font-size:0.875rem;font-weight:500;color:var(--color-slate-500);cursor:pointer;text-decoration:underline;text-underline-offset:3px;transition:color 0.2s}.apply-modal-skip:hover,.apply-modal-skip:focus-visible{color:var(--color-primary-dark);outline:none}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.form-group-half{max-width:calc(50% - 8px)}.form-group{margin-bottom:16px}.form-group label{display:block;font-size:0.875rem;font-weight:600;color:var(--color-slate-700);margin-bottom:6px}.form-group label .required{color:var(--color-error)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:10px 14px;font-size:0.9375rem;font-family:inherit;border:1px solid var(--color-slate-200);border-radius:var(--radius-sm);background:var(--color-white);color:var(--color-slate-800);transition:border-color 0.2s,box-shadow 0.2s}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--color-primary);box-shadow:0 0 0 3px rgba(13,148,136,0.15)}.form-group input.error,.form-group select.error{border-color:var(--color-error)}.form-error{font-size:0.8125rem;color:var(--color-error);margin-top:4px;display:none}.form-group.has-error .form-error{display:block}.form-checkbox{display:flex;align-items:flex-start;gap:10px;margin-bottom:20px}.form-checkbox input{width:18px;height:18px;margin-top:3px;accent-color:var(--color-primary);flex-shrink:0}.form-checkbox label{font-size:0.8125rem;color:var(--color-slate-600);line-height:1.5}.form-checkbox.has-error label{color:var(--color-error)}.form-submit{width:100%;padding:14px;font-size:1rem}.form-note{font-size:0.75rem;color:var(--color-slate-500);text-align:center;margin-top:12px;line-height:1.5}.honeypot{position:absolute;left:-9999px;opacity:0;height:0;overflow:hidden}.form-alert{padding:12px 16px;border-radius:var(--radius-sm);font-size:0.875rem;margin-bottom:16px;display:none}.form-alert.error{display:block;background:#fef2f2;color:var(--color-error);border:1px solid #fecaca}.form-alert.success{display:block;background:#ecfdf5;color:var(--color-success);border:1px solid #a7f3d0}body.modal-open{overflow:hidden}.site-footer{background:var(--color-slate-900);color:var(--color-slate-300);padding:64px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;margin-bottom:48px}.footer-brand p{font-size:0.9375rem;line-height:1.7;margin:16px 0 20px;max-width:360px}.footer-brand .footer-address,.footer-contact .footer-address{max-width:420px}.footer-address strong{display:block;color:var(--color-white);font-weight:600;margin-bottom:4px}.footer-brand .logo{color:var(--color-white);margin-bottom:0}.whatsapp-btn{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;background:#25d366;color:var(--color-white);border-radius:var(--radius-md);font-weight:600;font-size:0.875rem}.whatsapp-btn:hover{background:#20bd5a;color:var(--color-white)}.footer-col h3{color:var(--color-white);font-size:0.9375rem;margin-bottom:16px}.footer-links{list-style:none}.footer-links li{margin-bottom:10px}.footer-links a{color:var(--color-slate-400);font-size:0.9375rem}.footer-links a:hover{color:var(--color-primary-light)}.footer-contact li{display:flex;align-items:flex-start;gap:10px;margin-bottom:12px;font-size:0.9375rem}.footer-bottom{border-top:1px solid var(--color-slate-700);padding-top:24px;text-align:center;font-size:0.8125rem;color:var(--color-slate-500)}.footer-disclaimer{margin-top:8px;font-size:0.75rem;color:var(--color-slate-600)}.breadcrumb{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;gap:8px;font-size:0.875rem;color:var(--color-slate-500);margin-bottom:16px}.breadcrumb a{color:var(--color-primary-dark)}.breadcrumb a:hover{color:var(--color-primary)}.page-hero{padding:48px 0;background:linear-gradient(160deg,var(--color-slate-50),#ecfdf5);text-align:center}.page-hero h1{font-size:clamp(1.75rem,4vw,2.5rem);color:var(--color-slate-900);margin-bottom:12px}.page-hero p{color:var(--color-slate-600);max-width:600px;margin:0 auto}.page-content{padding:64px 0;max-width:800px;margin:0 auto}.page-content h2{font-size:1.375rem;color:var(--color-slate-900);margin:32px 0 12px}.page-content h2:first-child{margin-top:0}.page-content p,.page-content li{color:var(--color-slate-600);line-height:1.75;margin-bottom:12px}.page-content ul,.page-content ol{padding-left:24px;margin-bottom:16px}.page-content h3{font-size:1.125rem;color:var(--color-slate-900);margin:24px 0 8px}.page-content table{width:100%;border-collapse:collapse;margin:16px 0 24px;font-size:0.9375rem}.page-content th,.page-content td{text-align:left;padding:10px 12px;border:1px solid var(--color-slate-200);vertical-align:top}.page-content th{background:var(--color-slate-50);color:var(--color-slate-900);font-weight:600}.related-block{margin-top:40px;padding:24px;background:var(--color-slate-50);border:1px solid var(--color-slate-200);border-radius:var(--radius-lg)}.related-block h2{margin-top:0}.related-block ul{margin-bottom:0}.guide-cards,.hub-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:16px;list-style:none;padding:0;margin:0 0 24px}.guide-card,.hub-card{display:block;padding:20px;background:var(--color-slate-50);border:1px solid var(--color-slate-200);border-radius:var(--radius-md);color:var(--color-slate-700)}.guide-card:hover,.hub-card:hover{border-color:var(--color-primary);color:var(--color-slate-900)}.guide-card strong,.hub-card strong{display:block;color:var(--color-slate-900);margin-bottom:6px}.apply-page{max-width:640px;margin:0 auto;padding:48px 0 80px}.apply-page .form-note{margin-top:12px}.home-guides{padding:64px 0;background:var(--color-slate-50)}.contact-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:48px}.contact-card{padding:28px;background:var(--color-slate-50);border-radius:var(--radius-lg);border:1px solid var(--color-slate-200);text-align:center}.contact-card .icon{width:48px;height:48px;background:rgba(13,148,136,0.1);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 16px;color:var(--color-primary)}.contact-card h3{font-size:1rem;color:var(--color-slate-900);margin-bottom:8px}.contact-card p,.contact-card a{font-size:0.9375rem;color:var(--color-slate-600)}.contact-office{grid-column:1/-1}.contact-office p{max-width:36em;margin-left:auto;margin-right:auto}.thank-you-box{text-align:center;padding:80px 20px}.thank-you-icon{width:80px;height:80px;background:rgba(13,148,136,0.1);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 24px;color:var(--color-success);font-size:2.5rem}@media (max-width:1024px){.hero-grid,.about-grid{grid-template-columns:1fr;gap:40px}.hero-visual{order:-1;max-width:560px}.services-grid{grid-template-columns:repeat(2,1fr)}.benefits-grid{grid-template-columns:repeat(2,1fr)}.process-steps{grid-template-columns:repeat(3,1fr)}.banks-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}}@media (max-width:768px){.nav-toggle{display:block}.main-nav{position:fixed;top:var(--header-height);left:0;right:0;background:var(--color-white);flex-direction:column;padding:24px;gap:20px;border-bottom:1px solid var(--color-slate-200);box-shadow:var(--shadow-md);transform:translateY(-120%);opacity:0;visibility:hidden;transition:all 0.3s}.main-nav.open{transform:translateY(0);opacity:1;visibility:visible}.header-cta .btn-outline{display:none}.logo{font-size:0.9375rem;gap:8px}.logo-icon{width:36px;height:36px;font-size:0.75rem}.header-cta .btn{padding:10px 14px;font-size:0.875rem}.lang-toggle a{padding:5px 8px;font-size:0.6875rem}.stats-grid{grid-template-columns:1fr;gap:20px}.services-grid{grid-template-columns:1fr}.benefits-grid{grid-template-columns:1fr}.process-steps{grid-template-columns:1fr}.banks-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr;gap:32px}.benefits-header{flex-direction:column;align-items:flex-start}.contact-grid{grid-template-columns:1fr}.guide-cards,.hub-grid{grid-template-columns:1fr}.hero{padding:40px 0 56px}.hero-actions .btn{width:100%}.form-row{grid-template-columns:1fr}.form-group-half{max-width:100%}.apply-modal{padding:12px;align-items:flex-start}.apply-modal-dialog{max-height:calc(100vh - 24px)}.apply-modal-header{padding:18px 20px}.apply-modal-body{padding:20px}.page-content{padding-left:20px;padding-right:20px}}@media (max-width:380px){.logo{font-size:0.8125rem}.header-cta .btn{padding:8px 12px;font-size:0.8125rem}}@media (max-width:359px){.site-header .logo{font-size:0;gap:0}.site-header .logo-icon{font-size:.75rem}.header-cta{gap:6px}.header-cta .btn{white-space:nowrap;padding:8px 10px;font-size:.75rem}}